TERMS AND CONDITIONS
Last updated: 02/16/2026
Use of the website "backscratch.app" and the "BackScratch App" (collectively known as, "BackScratch") are subject to the following Terms and Conditions, as amended from time to time.
(YOU MUST ACCEPT THE TERMS AND CONDITIONS BELOW BEFORE YOU WILL BE PERMITTED TO ACCESS "BACKSCRATCH".)
This BackScratch software, its related application ("App") and website (collectively referred to as "Platform") is owned and operated by BCKSCRTCH LLC (the "Company"). Throughout the Platform, the terms "we", "us" and "our" refer to the Company. The Company offers this Platform, including all information, tools, and services available from this Platform to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here.
By visiting our Platform and/ or purchasing products or services from us, you engage in "Use" of the Platform and agree to be bound by the following Terms and Conditions of Use ("Terms of Use"), including those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Use apply to all users of the Platform, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content.
Please read these Terms of Use carefully before accessing or using our Platform. By accessing or using any part of the Platform, you agree to be bound by these Terms of Use. If you do not agree to all the terms and conditions of this agreement, then you may not access the Platform or use any services. If these Terms of Use are considered an offer, acceptance is expressly limited to these Terms of Use.
Any new features or tools which are added to the Platform shall also be subject to the Terms of Use. You can review the most current version of the Terms of Use at any time on this page. We reserve the right to update, change or replace any part of these Terms of Use by posting updates and/or changes to our Platform. It is your responsibility to check this page periodically for changes. Your continued use of or access to the App following the posting of any changes constitutes acceptance of those changes.
SECTION 1 – ONLINE TERMS
By agreeing to these Terms of Use, you represent that you are at least the age of 18 (or the minimum age required by applicable law). If you are under 18, you may only use this App with verifiable parental consent in compliance with the Texas App Store Accountability Act (effective 2026). The App is not intended for access or use by individuals under the age of 18 without such consent. By using this App, you warrant and represent that you meet these age requirements. We reserve the right to request age verification and parental consent where required. You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Platform, violate any laws in your jurisdiction (including but not limited to copyright laws). Age restrictions remain necessary under the Texas App Store Accountability Act because the Platform enables financial communication and transactions that cannot be lawfully executed by minors without verified parental consent.
You must not transmit any worms or viruses or any code of a destructive nature.
A breach or violation of any of the Terms will result in an immediate termination of your use of access to the Platform.
These Terms of Use are subject to change at any time at our discretion. All changes are effective immediately, unless otherwise indicated. Your use of the Platform, including any product order, occurring after any changes to the Terms of Use, constitutes your acknowledgment and acceptance of the changes. You are encouraged to review the Terms of Use periodically to review any changes that may have occurred.
SECTION 2 – GENERAL CONDITIONS
We reserve the right to refuse service to anyone for any reason at any time provided that such refusal complies with applicable Michigan and federal anti-discrimination laws.
You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks using commercially reasonable security measures, including encryption standards required under Texas law.
You agree not to reproduce, duplicate, copy, sell, resell, or exploit any portion of the Platform, use of the Platform, or access to the Platform or any contact on the Platform, without express written permission by us.
The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms of Use.
SECTION 3 – ACCURACY, COMPLETENESS AND TIMELINESS OF INFORMATION
We are not responsible if information made available on this Platform is not accurate, complete, or current. The material on this Platform is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete, or more timely sources of information. Any reliance on the material on this Platform is at your own risk.
This Platform may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this Platform at any time, but we have no obligation to update any information on our Platform. You agree that it is your responsibility to monitor changes to our Platform.
SECTION 4 – MODIFICATIONS TO SERVICES AND PRICES
Prices for our products and services are subject to change without notice.
We reserve the right at any time to modify or discontinue the Platform (or any part or content thereof) without notice at any time. If such modification or discontinuance materially affects your rights, we will provide reasonable prior notice in compliance with Texas law.
We shall not be liable to you or to any third party for any modification, price change, suspension, or discontinuance of the Platform.
SECTION 5 – PRODUCTS OR SERVICES (if applicable)
We have made every effort to display as accurately as possible the colors and images of our products. We cannot guarantee that your computer monitor's display of any color will be accurate.
We reserve the right, but are not obligated, to limit the sales of our products or services to any person, geographic region, or jurisdiction. We may exercise this right on a case-by-case basis. We reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at any time without notice, at the sole discretion of us. We reserve the right to discontinue any product at any time. Any offer for any product or service made on this App is void where prohibited.
We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the service will be corrected to the extent required by Texas law, we will comply with all applicable warranty and refund obligations.
SECTION 6 – ACCURACY OF BILLING AND ACCOUNT INFORMATION
We reserve the right to refuse any order you place with us. We may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, we may attempt to notify you by contacting the e-mail and/or billing address/phone number provided at the time the order was made. We reserve the right to limit or prohibit orders.
You agree to provide current, complete, and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.
SECTION 7 – OPTIONAL TOOLS
We may provide you with access to third-party tools over which we neither monitor nor have any control or input. You acknowledge and agree that we provide access to such tools "as is" and "as available" without any warranties, representations, or conditions of any kind and without any endorsement. We shall have no liability whatsoever arising from or relating to your use of optional third-party tools.
Any use by you of optional tools offered through the Platform is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).
We may also, in the future, offer new services and/or features through the Platform (including the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Use.
The Platform may contain hyperlinks to third-party App or websites. We provide hyperlinks as a convenience only and doing so shall not be considered a sponsorship or endorsement of those third-party App or websites or their content. We are not responsible for the content of any third-party App or website and make no warranties or representations about them. If you decide to access such hyperlinks to access third-party App or website, you do so at your own risk. You should also review the third party's privacy and security practices before providing any personal or business information.
SECTION 8 – THIRD-PARTY LINKS
Certain content, products, and services available via our Platform may include materials from third parties. Third-party links on this Platform may direct you to third-party App or websites that are not affiliated with us. We are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or App or websites, or for any other materials, products, or services of third parties. We are not liable for any harm or damage related to the purchase or use of goods, services, resources, content, or any other transactions made in connection with any third-party App or websites. Please review carefully the third party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party. To the fullest extent required under Texas consumer protection law, we disclaim responsibility for third-party actions but will cooperate with authorities if unlawful practices are reported.
SECTION 9 – USER COMMENTS, FEEDBACK AND OTHER SUBMISSIONS
If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'Comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any Comments that you forward to us. We are and shall be under no obligation (1) to maintain any Comments in confidence; (2) to pay compensation for any Comments; or (3) to respond to any Comments.
We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party's intellectual property or these Terms of Use.
You agree that your Comments will not violate any right of any third party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your Comments will not contain libelous or otherwise unlawful, abusive, or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related App or websites. You may not use a false e-mail address, pretend to be someone other than yourself, or otherwise mislead us or third parties as to the origin of any Comments. You are solely responsible for any Comments you make and their accuracy. We cannot review all communications and materials posted on our App and take no responsibility and assume no liability for anything that may be any posted by you or any third party. However, we reserve the right to remove or report any content that violates Texas or federal law, including defamation, harassment, or unlawful data collection.
SECTION 10 – PERSONAL INFORMATION
Your submission of personal information is governed by our Privacy Policy. By using this App, you acknowledge that your personal data may be collected, processed, and stored in compliance with federal law, Michigan law, and the Texas App Store Accountability Act. We will take commercially reasonable steps to safeguard such information, including encryption, parental consent mechanisms, and age verification protocols where applicable.
SECTION 11 – ERRORS, INACCURACIES AND OMISSIONS
Occasionally there may be information on our App that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information on the Platform or on any related App is inaccurate at any time without prior notice (including after you have submitted your order).
We undertake no obligation to update, amend or clarify information on the Platform or on any related App, including without limitation, pricing information, except as required by law. No specified update or refresh date applied on the Platform or on any related App should be taken to indicate that all information on the Platform or on any related App has been modified or updated. If required under Texas law, we will provide notice of corrections that materially affect user rights.
SECTION 12 – PROHIBITED USES
In addition to other prohibitions as set forth in the Terms of Use, you are prohibited from using the Platform or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Platform or of any related App, other App or websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Platform or any related App, other App or websites, or the Internet. We reserve the right to terminate your use of the Platform or any related App for violating any of the prohibited uses. Violations may also be reported to law enforcement or regulatory authorities as required under Texas and federal law.
SECTION 13 – DISCLAIMER OF WARRANTIES; LIMITATION OF LIABILITY
Your use of the Platform, its content, and products or services purchased through the Platform are provided on an "as is" and "as available" basis, without any warranties except as expressly provided in these terms of use. Your access and use of the Platform are at your own risk. We make no warranty or representation with respect to the completeness, security, reliability, quality, accuracy, or availability of the Platform, that the Platform or the server are free of viruses or other harmful data. All implied warranties of merchantability or fitness for a particular purpose are hereby disclaimed.
We make no representation that the products sold on the Platform comply with the law in every jurisdiction in which the Platform may be accessed and used. You are solely responsible for complying with the laws that may apply to your possession and use of the products that you purchase. You agree that from time to time we may deactivate the Platform for indefinite periods of time at any time, without giving notice to you.
You expressly agree that your use of, or inability to use, the Platform is at your sole risk. The service and all products and services delivered to you through the Platform are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties, or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement.
In no case shall the Company's directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the Platform or any products procured using the Platform, or for any other claim related in any way to your use of any service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the Platform, or any content (or product) posted, transmitted, or otherwise made available via the Platform, even if advised of their possibility.
To the fullest extent permitted by Texas law, our total liability for all claims shall not exceed the greater of (i) the amount you paid to us in the twelve months prior to the claim or (ii) $500.
Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.
SECTION 14 – INDEMNIFICATION
You agree to indemnify, defend and hold harmless the Company and its parent, subsidiaries, affiliates, partners, officers, directors, agents, contractors, licensors, service providers, subcontractors, suppliers, interns and employees, from any claim or demand, including reasonable attorneys' fees, made by any third-party due to or arising out of your breach of these Terms of Use or the documents they incorporate by reference, or your violation of any law or the rights of a third-party. This indemnification obligation will survive termination of these Terms of Use.
SECTION 15 – LIMITATIONS OF LIABILITY
In no event shall we be liable for any consequential, incidental, or punitive damages, including without limitation lost income or profits, pain and suffering or other non-economic damages resulting from your use of the App. This section does not limit liability prohibited by Texas or federal law, including liability for gross negligence, fraud, or intentional misconduct.
SECTION 16 – SEVERABILITY
In the event that any provision of these Terms of Use is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Use, such determination shall not affect the validity and enforceability of any other remaining provisions.
Our decision not to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision. Failure to enforce rights under these Terms will not be deemed a waiver unless expressly stated in writing.
SECTION 17 – TERMINATION
The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes.
These Terms of Use are effective unless and until terminated by either you or us. You may terminate these Terms of Use at any time by notifying us that you no longer wish to use our Platform, or when you cease using our Platform.
If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Use, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Platform (or any part thereof). Termination will be carried out in accordance with applicable Texas and federal law, and we reserve the right to pursue legal remedies for any unlawful use of the Platform.
SECTION 18 – ENTIRE AGREEMENT
The failure of us to exercise or enforce any right or provisions of these Terms of Use shall not constitute a waiver of such right or provision.
These Terms of Use, our Privacy Policy, and any policies or operating rules posted by us on this Platform or in respect to the Platform constitute the entire agreement and understanding between you and us and govern your use of the Platform, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Use). Any ambiguities in the interpretation of these Terms of Use shall not be construed against the drafting party. To the extent required under Texas law, these Terms will be interpreted in favor of consumer protections.
SECTION 19 – GOVERNING LAW
These Terms of Use shall be interpreted, construed, and enforced in accordance with the laws of the State of Michigan, without regard to its conflict of law principles. Any legal action initiated by any party under these Terms of Use shall be filed in a venue designated by a court of competent jurisdiction located in Michigan. The parties expressly consent to the personal jurisdiction and venue of such courts.
SECTION 20 – CHANGES TO TERMS OF USE
You can review the most current version of the Terms of Use at any time at this page. We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Use by posting updates and changes to our Platform. It is your responsibility to check our Platform periodically for changes. Your continued use of or access to our Platform following the posting of any changes to these Terms of Use constitutes acceptance of those changes. If the changes materially affect user rights or obligations, we will provide notice as required under the Texas App Store Accountability Act.
SECTION 21 – CONTACT INFORMATION
Questions about the Terms of Use should be sent to us at: